What is credit hire?
If you are involved in an accident, your insurance company might offer you a courtesy car to use while your own vehicle is repaired or until you receive a settlement for your claim. Courtesy cars are often included under fully comprehensive car insurance.
If a courtesy car is not included in your insurance policy, or the courtesy car offered does not meet your needs, you might decide to lease a car from a credit hire company. If the accident was not your fault, your insurer might offer you a car through a credit hire company.
When you collect a hire car from a credit hire company, you sign a credit hire agreement. Once your vehicle is repaired, the credit hire company send an invoice to the insurer of the person responsible for the accident, and, all being well, the insurer pays the full cost of the hire.